When you are self-employed there is no employer to confirm what you earn, so lenders and landlords expect tax and financial records instead. This post goes over what might count as proof of income, how to get an SA302 from HMRC, what mortgage lenders look for and how good bookkeeping makes it all easier.

Budgeting as a sole trader means knowing what you earn, what you owe, and what is genuinely yours to spend. This post looks at how to separate your money, set aside the right amount for Income Tax and Class 4 National Insurance, plan for payments on account, and stay ready for Making Tax Digital, along with the tools and accounts that make it all easier to manage.

Sole trader or limited company? It is one of the most important decisions a UK business owner will make. This post looks at some of the key differences, covering tax rates, National Insurance, dividend rules, legal liability, Making Tax Digital, and when incorporation is likely to save you money.