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Take Home Pay Calculator

Work out your next payslip with our Take Home Pay Calculator

Wondering how much of your salary lands in your pocket after taxes and deductions?

Our take home pay calculator makes it simple to break down your earnings and understand what you take home each month or year. Perfect for employees, freelancers, and contractors in the UK, this tool provides an accurate and straightforward way to plan your finances.

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Payslip calculator

This payslip calculator performs calculations for the 2025/26 tax year on a Month 1 basis.

The amount received before deductions.

The payment frequency

1 Student loan calculations are based on Plan 2.

Note: These calculations are only for illustrative purposes and are not a substitute for professional advice.

Need assistance? Connect with our Accounting Experts today!

What is Take-Home Pay?

Take-home pay, also known as net pay, is the amount of money you actually receive in your bank account after all deductions have been made from your gross salary. These deductions typically include income tax, National Insurance contributions, student loan repayments, and pension contributions.

While your gross salary represents your total earnings before any deductions, take-home pay reflects what’s left for you to spend, save, or invest. Understanding your take-home pay is crucial for effective budgeting and financial planning, as it gives you a clear picture of your disposable income.

Our online pay slip calculator makes it easy to determine your take-home (net) pay based on your salary and tax code. Calculate exactly how much you’ll receive from your weekly, monthly, or annual wages.

With this salary calculator, you can explore how changes in your income impact your take-home pay. It also provides a clear breakdown of the tax and employee National Insurance contributions you’ll pay to HMRC.

What is take home pay?
Employer? – Calculate the cost of hiring someone

Employer? – Calculate the cost of hiring someone

If you’re an employer, our online salary calculator helps you accurately determine the total cost of employing someone based on their salary. It provides a breakdown of your contributions, including Employer’s National Insurance, and calculates the overall employer cost.

This simple and user-friendly employee cost calculator serves as a quick reference guide, though it doesn’t account for all potential deductions. Factors like student loan repayments and pension contributions can impact both the employee’s take-home pay and your total outlay as an employer.

For more specific guidance, check out our online Payroll services. You might also be interested in our other Calculators.

Get started with the right online accounting service for your UK small business

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