This payslip calculator performs calculations for the 2025/26 tax year on a Month 1 basis.
The amount received before deductions.
1 Student loan calculations are based on Plan 2.
Note: These calculations are only for illustrative purposes and are not a substitute for professional advice.
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Take-home pay, also known as net pay, is the amount of money you actually receive in your bank account after all deductions have been made from your gross salary. These deductions typically include income tax, National Insurance contributions, student loan repayments, and pension contributions.
While your gross salary represents your total earnings before any deductions, take-home pay reflects what’s left for you to spend, save, or invest. Understanding your take-home pay is crucial for effective budgeting and financial planning, as it gives you a clear picture of your disposable income.
Our online pay slip calculator makes it easy to determine your take-home (net) pay based on your salary and tax code. Calculate exactly how much you’ll receive from your weekly, monthly, or annual wages.
With this salary calculator, you can explore how changes in your income impact your take-home pay. It also provides a clear breakdown of the tax and employee National Insurance contributions you’ll pay to HMRC.
If you’re an employer, our online salary calculator helps you accurately determine the total cost of employing someone based on their salary. It provides a breakdown of your contributions, including Employer’s National Insurance, and calculates the overall employer cost.
This simple and user-friendly employee cost calculator serves as a quick reference guide, though it doesn’t account for all potential deductions. Factors like student loan repayments and pension contributions can impact both the employee’s take-home pay and your total outlay as an employer.
For more specific guidance, check out our online Payroll services. You might also be interested in our other Calculators.
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